Your SOKONI Wallet is powered by M-Pesa. Sending triggers an M-Pesa STK push to your phone. Funds go directly to the recipient's M-Pesa or SOKONI Wallet. All transactions are logged and visible in your history.
➕ Top Up Wallet
Add money via M-Pesa STK Push — arrives in seconds
Funds available instantly after M-Pesa confirmation. Paybill: 522533 · Account: Your SOKONI Wallet ID. No top-up fees.
🔒 Escrow
Funds held safely until delivery confirmed — protects both buyer and seller
🔒 Create Escrow
Active Escrows
🛡️ How Escrow Protects You
1. Buyer locks funds → Seller sees confirmation and ships/delivers
2. Buyer inspects item → Confirms delivery → Funds released to seller
3. If dispute: SOKONI reviews and mediates within 48hrs
4. Full refund if item not delivered within agreed time